NBFC Registration & Licensing
Payment AggregatorLicense
Authorisation for online Payment Aggregators under the RBI Payment and Settlement Systems Act.
- RBI-Aligned Process
- Dedicated Experts
- 100% Confidential
- Pan-India Support
Overview
What this service covers
Any non-bank entity that collects payments for merchants must be authorised by RBI as a Payment Aggregator. The guidelines cover net worth, governance, escrow handling, security and merchant onboarding.
We prepare your application, align your tech stack with RBI's cyber-security baseline and help you run compliantly during the review period.
Process
How we deliver it
- Step 01
Gap assessment
Map your current flows against PA guidelines.
- Step 02
Policy & security set-up
Merchant onboarding, KYC and IT security policies.
- Step 03
Application filing
Form A submission with net worth certificate.
- Step 04
System audit
CERT-In empanelled audit coordination.
- Step 05
RBI review
Query responses and in-principle approval.
- Step 06
Final authorisation
Go-live with ongoing reporting support.
Checklist
Documents you'll need
- Incorporation documents
- Net worth certificate by statutory auditor
- Escrow agreement draft
- System audit report
- Board-approved policies
- Promoter declarations
FAQs
Common questions
How long does payment aggregator license take?+
Timelines depend on your readiness, but most engagements complete within the range shown above. We share a week-by-week plan at kick-off.
Do you work with clients outside the metros?+
Yes. We serve clients across India and handle most work remotely, with on-ground support in major financial hubs.
How are your fees structured?+
We quote a fixed fee per milestone after an initial assessment, so there are no surprises.
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