NBFC Registration & Licensing
NBFC-P2P License
Registration as an NBFC-Peer to Peer Lending Platform under the RBI Master Directions.
- RBI-Aligned Process
- Dedicated Experts
- 100% Confidential
- Pan-India Support
Overview
What this service covers
NBFC-P2P platforms connect lenders and borrowers online without taking credit risk on their own books. RBI caps exposure per lender and borrower and requires strict fund-flow controls through escrow accounts.
We build your compliant operating model, technology controls and application, then guide you through RBI approval.
Process
How we deliver it
- Step 01
Model design
Lender-borrower flow, fees and escrow structure.
- Step 02
Technology readiness
Platform controls, reporting and data privacy.
- Step 03
Application filing
Online filing with all documents.
- Step 04
In-principle approval
Valid for 12 months to complete set-up.
- Step 05
Readiness confirmation
Report completion of technology and escrow.
- Step 06
Certificate of Registration
Launch with compliance calendar.
Checklist
Documents you'll need
- Incorporation documents
- NOF certificate
- Technology architecture note
- Escrow trustee agreement
- Board-approved policies
- Directors' KYC
FAQs
Common questions
How long does nbfc-p2p license take?+
Timelines depend on your readiness, but most engagements complete within the range shown above. We share a week-by-week plan at kick-off.
Do you work with clients outside the metros?+
Yes. We serve clients across India and handle most work remotely, with on-ground support in major financial hubs.
How are your fees structured?+
We quote a fixed fee per milestone after an initial assessment, so there are no surprises.
Trusted by leading lenders
Ready to build your lending business?
Tell us where you stand — idea, licence or scale — and we'll map the fastest compliant path forward on a free strategy call.