NBFC Registration & Licensing

Account AggregatorLicense

Advisory and registration for NBFC-Account Aggregators in India's consent-based data-sharing network.

  • RBI-Aligned Process
  • Dedicated Experts
  • 100% Confidential
  • Pan-India Support
120+
Clients Served
60+
Licences Delivered
₹600 Cr+
Portfolio Managed
12+
Years of Experience
₹2 CrMinimum NOF
AA onlyBusiness focus
8–12 monthsTypical timeline

Overview

What this service covers

Account Aggregators let customers securely share financial data between regulated entities with explicit consent. They cannot store or read the data they transmit, which makes technology design central to approval.

We guide you from entity set-up and ReBIT technical standards to RBI registration and ecosystem onboarding.

Process

How we deliver it

  1. Step 01

    Business case

    Assess revenue model and partnerships.

  2. Step 02

    Tech architecture

    Consent manager aligned to ReBIT APIs.

  3. Step 03

    Application filing

    Submission to RBI with supporting documents.

  4. Step 04

    In-principle approval

    Build and certify technology platform.

  5. Step 05

    Certification & audit

    Sahamati and security audits.

  6. Step 06

    Final registration

    Onboard FIPs and FIUs.

Checklist

Documents you'll need

  • Incorporation documents
  • NOF certificate
  • Technical architecture document
  • IS audit plan
  • Board-approved policies
  • Promoter details

FAQs

Common questions

How long does account aggregator license take?+

Timelines depend on your readiness, but most engagements complete within the range shown above. We share a week-by-week plan at kick-off.

Do you work with clients outside the metros?+

Yes. We serve clients across India and handle most work remotely, with on-ground support in major financial hubs.

How are your fees structured?+

We quote a fixed fee per milestone after an initial assessment, so there are no surprises.

Trusted by leading lenders

Banks NBFCs Fintechs Investors ARCs International Clients MSMEs Banks NBFCs Fintechs Investors ARCs International Clients MSMEs

Ready to build your lending business?

Tell us where you stand — idea, licence or scale — and we'll map the fastest compliant path forward on a free strategy call.