NBFC Registration & Licensing
NBFC-ICC Registration
End-to-end registration of an NBFC Investment and Credit Company with the Reserve Bank of India.
- RBI-Aligned Process
- Dedicated Experts
- 100% Confidential
- Pan-India Support
Overview
What this service covers
NBFC-ICC is the most common licence for companies that want to lend, invest in securities or offer asset finance in India. Under the Scale-Based Regulation framework, every new applicant enters the Base Layer and must meet a minimum Net Owned Fund requirement.
We handle everything from incorporation and capital structuring to the COSMOS application, RBI queries and post-approval compliance set-up.
Process
How we deliver it
- Step 01
Feasibility & structuring
Review promoters, capital sources and business model.
- Step 02
Incorporation & capital infusion
Set up the company and park NOF in a fixed deposit.
- Step 03
Policy drafting
Fair Practices Code, KYC, ALM and credit policies.
- Step 04
COSMOS filing
Online application with all annexures and certifications.
- Step 05
RBI liaison
Respond to queries and coordinate regional-office visits.
- Step 06
Certificate of Registration
Approval and operational go-live support.
Checklist
Documents you'll need
- Certificate of incorporation, MOA & AOA
- Audited financials / net worth certificate
- Bank certificate for NOF deposit
- Directors' KYC, CIBIL and declarations
- Business plan and board resolutions
- Group structure chart
FAQs
Common questions
How long does nbfc-icc registration take?+
Timelines depend on your readiness, but most engagements complete within the range shown above. We share a week-by-week plan at kick-off.
Do you work with clients outside the metros?+
Yes. We serve clients across India and handle most work remotely, with on-ground support in major financial hubs.
How are your fees structured?+
We quote a fixed fee per milestone after an initial assessment, so there are no surprises.
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